Business Insurance:
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Business License, Permits & Regulations
Do you know your responsibilities?
Business Insurance:
Did you know that:
Insurance is a binding legal contract between you and your insurer?
Buying the correct insurance is your responsibility?
The insurance you have on a private vehicle doesn't cover the inventory you might transport in it unless you make appropriate arrangements?
The amount of the deductible you have on a policy is up to you?
Your regular home insurance may not cover business assets if you are operating out of your home?
Many small business owners don't have insurance coverage appropriate for their small business activities?
If you're concerned about your insurance coverage take this short quiz:
Yes
No
My insurance covers the inventory I transport in a vehicle?
My insurance covers the present day value of my business assets?
My insurance covers my loss of income if my business is destroyed by an insured peril?
I have appropriate liability insurance?
My insurance covers theft?
My insurance covers vandalism?
Property belonging to my customers is insured while I am repairing it?
Each of my loans is life insured?
I've taken pictures of my business and the contents and stored them in a safe place?
As a contractor I'm certain my insurance covers any work in progress?
I've advised my insurance provider of the safety features that have been incorporated into my business operations?
I advise my insurance provider of all changes/additions/deletions that might affect my coverage in the same week that they occur?
I've actually read my insurance policy?
I've only insured what I cannot afford to lose?
I've reviewed my insurance coverage in the last twelve months?